Hourly Paycheck Calculator
Estimate take-home pay from an hourly wage. Free hourly paycheck calculator.
An hourly paycheck calculator estimates take-home pay for an hourly wage earner. Enter your gross annual pay (your hourly rate times hours per week times weeks per year), your tax rate, and how many pay periods you have in a year, and the calculator works out the deductions and the net paycheck per period. Hourly workers often have variable schedules and overtime, so the annual figure is the stable input and the per-period number is what lands in the bank.
Use it to compare job offers quoted as hourly rates, to see how a different tax withholding changes take-home, or to switch between weekly, biweekly, and semimonthly pay schedules. Try the same gross annual pay at 24 versus 26 pay periods to see how the per-check amount shifts. The numbers run in your browser.
income
deductions
schedule
Result
Breakdown
- Net Annual
- 28,500
- Total Deductions
- 16,500
About Hourly Paycheck Calculator
What is hourly paycheck calculator?
An hourly paycheck calculator estimates take-home pay for an hourly wage earner. Enter your gross annual pay (your hourly rate times hours per week times weeks per year), your tax rate, and how many pay periods you have in a year, and the calculator works out the deductions and the net paycheck per period. Hourly workers often have variable schedules and overtime, so the annual figure is the stable input and the per-period number is what lands in the bank. Use it to compare job offers quoted as hourly rates, to see how a different tax withholding changes take-home, or to switch between weekly, biweekly, and semimonthly pay schedules. Try the same gross annual pay at 24 versus 26 pay periods to see how the per-check amount shifts. The numbers run in your browser.
How to use this calculator
- Enter your annual gross salary.
- Enter your total tax rate.
- Enter your benefits & insurance.
- Enter your retirement contribution.
- Enter your pay periods per year.
- Click the "Calculate" button.
- View your result instantly — the main result is displayed prominently at the top with a detailed breakdown below it.
When to use this calculator
- Converting an hourly wage into annual and per-period take-home pay
- Comparing job offers quoted at different hourly rates
- Seeing how a higher tax withholding changes net per-check pay
- Switching between weekly, biweekly, and semimonthly pay schedules
- Estimating net pay after deductions and retirement contributions
How the calculation works
The calculator starts from gross annual pay (hourly rate x hours per week x weeks worked), then subtracts deductions to find net annual pay, and divides by the number of pay periods for the per-check amount. Tax = gross x tax_rate / 100; total deductions = tax + benefits + retirement; net annual = gross - total deductions; paycheck = net annual / pay_periods. For example, a $45,000 gross annual pay at a 20% tax rate with 26 biweekly pay periods: tax = 45,000 x 20 / 100 = $9,000; assuming no other deductions, net annual = $36,000; biweekly paycheck = 36,000 / 26 ~= $1,385 per check. At 24 semimonthly periods the same net gives about $1,500 per check.
Frequently Asked Questions
What is gross vs net pay?▼
How often do paychecks come?▼
Related tools
Amortization Calculator
Generate a complete amortization breakdown for any loan. See principal vs interest split and total cost over the life of the loan.
Auto Loan Calculator
Estimate your monthly car payment and total loan cost. Free auto loan calculator that accounts for down payment, trade-in, and sales tax.
Currency Converter
Convert amounts between two currencies using a custom exchange rate. Free currency converter for travel, shopping, and international business.
Fuel Cost Calculator
Calculate how much you will spend on gas for any trip or commute. Free fuel cost calculator using distance, MPG, and fuel price.
Interest-Only Mortgage Calculator
Calculate the monthly payment on an interest-only mortgage and the payment shock when it converts. Free IO mortgage calculator.
Investment Calculator
Estimate how your investments grow with compound interest and regular contributions. Free investment calculator for retirement, stocks, and long-term planning.